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You were named executor. Here is what happens in the first 30 days.

Court applications, tax filings, creditor notices, and personal liability. A practical guide for newly appointed estate trustees.

Private lending in Ontario: documentation that survives enforcement

Standard-form mortgages downloaded from the internet rarely survive contested proceedings. What lenders need to know before funding.

The transparency register: what Ontario corporations need to file and why it matters

Since January 2023, every Ontario corporation must maintain a register of individuals with significant control. The penalty for non-compliance is up to $200,000.

Estate freezes explained: when your accountant says it is time

An estate freeze locks in the current value of your business for tax purposes and shifts future growth to the next generation. Here is how it works and when it makes sense.

Henson trusts: protecting a loved one with a disability without losing ODSP

An outright inheritance can disqualify your child from Ontario Disability Support Program benefits. A Henson trust preserves eligibility while enhancing quality of life.

Power of sale vs. judicial sale: which enforcement path and when

Two remedies, two timelines, two cost structures. How private lenders decide which enforcement mechanism fits the situation.

Due diligence in commercial real estate: what buyers miss

Title searches, zoning compliance, environmental assessments, and the assumptions that cost buyers money after closing.

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Clause & Effect

Practical legal updates for Ontario families and businesses. No jargon. No filler. Published when we have something worth saying.